For both homebuyers and homeowners, understanding how property liens work is important. In fact, they could impact your ability to buy a specific house or make a home cost...
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When you start researching to buy a home, you’ll see the terms “mortgage prequalification” and “mortgage preapproval” thrown around a lot. While they sound similar, they aren’t the same...
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Is there a difference between the right house for your current situation versus your ideal home for life? There’s usually a big difference for most buyers, and it’s a...
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Gift-giving season is upon us — and did you know that you can potentially use gift money to help cover your down payment? You most certainly can. However, there...
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Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also...
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There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit...
Read MoreAre you considering revamping your home this year? It might be something small, like a broken window or a busted pipe. Maybe you find yourself wanting larger changes, like...
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It’s a common misconception that buyers must make a 20% down payment on a home. In reality, the average down payment in 2021 was just 12%. There are several reasons why...
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You’ve been preapproved for your mortgage, and you’re just waiting on that magical closing date when you can get your keys and move into your dream house. Nothing can...
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Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it...
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