Mortgage Loans

Your Trusted Real Estate Partner – DRE #02226044

At Blue Ocean Finance, we specialize inhelping buyers and sellers navigate the real estate market with ease.Whether you're looking to purchase or sell a single-family home or amulti-unit property (up to 4 units), we provide expert guidance tailored toyour needs.

For Buyers

Find your dreamhome or next investment property
Expert negotiation tosecure the best deal
Guidance through the entirepurchase process

For Sellers

Strategic pricingand marketing to maximize value
Professional listingservices for quick and profitable sales
Assistance with primaryresidences and investment properties

With Blue OceanFinance, you can trust our experience and dedication to making your realestate transaction smooth and successful.

Contactus today to start your buyingor selling journey!

Our Financial Consultants Deliver The Right Lending Solution For Your Business

Not sure if 7(a) SBA financing makes sense for your business? Blue Ocean Finance can help. Our experienced team of financial innovators can determine if your company qualifies for this loan program. Blue Ocean will pursue a full suite of lending options on your behalf so you can choose the right financing strategy to drive corporate value and catapult your organization ahead of the competition – all while staying focused on your core business capabilities.

Customized Business Consulting

At Blue Ocean, we never force standardized strategies on our clients – we know it just doesn’t work! Blue Ocean customizes every business service to suit our client’s individual corporate needs, goals, and vision. From straightforward monthly analytics to sophisticated operative overhauls, Blue Ocean creates agile, flexible solutions to maximize direct impact within your organization and amplify overall return on investment – that’s the Blue Ocean difference.

Let Us Do All the Loan Legwork for You

At Blue Ocean, we know that running your business is your full-time job. You don’t have the time needed to source the very best lending option for your company. But we do – and we’re good at it. Simply fill out a single application and let Blue Ocean take care of the rest. We’ll compile a list of all potential lending options, terms, fees, and interest rates. You pick the model that makes sense for your business. With Blue Ocean Finance, it’s that easy.

We’re leveling the playing field for individual investors.

Smart investing is about managing risk. We help you build a more intelligent, more diversified portfolio. The investment opportunities are diversified across:

Markets
Asset Types
Cash Flow Profiles
Debt & Equity

Strong Returns

We provide the best high yield and excellent investment opportunities in the market. It is a primary goal for us to ensure our investors receive the most out of the investments, with share value updated virtually daily.

Strong Returns

We provide the best high yield and excellent investment opportunities in the market. It is a primary goal for us to ensure our investors receive the most out of the investments, with share value updated virtually daily.

Reliable Services

We service each investment so that our investors focus on earning. We collect, distribute funds, and provide monthly, quarterly, and annual statements.

Investor Qualifications

Individual whose net worth, either individually or jointly such as spouse’s income exceeds $1 million (excluding the value of your home) at the time of purchase; OR
Individual whose income exceeded $200,000 in each of the two most recent calendar years and who has a reasonable expectation of reaching the same income level in the current year; OR
Individual whose joint income with his or her spouse exceeded $300,000 in each of the two most recent calendar years, and who has a reasonable expectation of reaching the same income level in the current year.

How it works

Invest in pre-vetted projects from experienced real estate

companies and business owners

Experienced companies in our network source

We vet company and market, seeking attractive risk-adjusted target returns for our investors

We diligence specific projects and businesses, stress test underwriting assumptions and select <10%

You invest from a curated set of plans that have passed multiple layers of diligence

About SBA Express Loan

Need accelerated access to capital for your small business? Applying for an SBA Express Loan through Blue Ocean may prove an ideal solution. This government-backed lending model offers all the flexibility and benefits of traditional SBA loans with an expedited approval process that disperses funding (up to $350,000) for a wide range of corporate uses, including:

Increase cash flow
Refinance debt
Fund corporate improvements
Purchase capital equipment
Extend business operations
Purchase/modernize real estate
Partner buyout

Whether you need a fast cash infusion or are looking to expand your franchise to a new location, Blue Ocean’s SBA Express Loan services can connect you with the funding you need to keep your growing small business moving forward.

Apply For Loan

Know The Benefits Of The 504 SBA Program

If you’re considering a 504 SBA loan for your company, Blue Ocean Finance can help. Blue Ocean’s team of financial strategists’ partner with small business owners in virtually every industry (and with a diverse range of credit histories) to leverage 504 SBA program benefits and optimize overall corporate investment gains.

Unlike traditional loans that typically only cover 75-80% of project costs, a 504 SBA model provides up to 90% of required financing, making it an ideal solution for a multitudeof commercial needs. Beyond increased project funding, a 504 SBA Loan also offers:

Competitive rates
Fixed debentures(20 years)
Longest payment terms
Lowest down payments

At Blue Ocean Finance, we recognize that our clients don’t just need capital – they need capital fast. We expedite the process to help our partners receive approval within 10 business days from application and close within 60 days. Best of all, we can help you customize your loans to meet your specific needs and promote peak business growth.

About Residential Loans

Buying a new home is a significant investment. It’s essential to enter into the financing process with a partner you can trust. That’s where Blue Ocean Finance comes in; Blue Ocean offers a full menu of residential mortgage options to ensure our homebuyers find flexible lending solutions that suit their borrowing needs.

Blue Ocean’s dynamic loan portfolio includes:

  • Conventional Mortgage
  • Re-Finances
  • ARM Mortgages
  • Hard Money
  • Bridge Mortgages
  • No Docs Mortgages

Whether you’re closing on your dream home or looking to refinance your current mortgage, Blue Ocean Finance has the right financial fit for your needs.

Apply For Loan

The Benefits Of Working With Blue Ocean

Why choose us? At Blue Ocean, you’ll receive one-on-one customer service excellence to expedite the entire lending process. Our team of professional mortgage partners with you to understand your specific financing requirement and expectations. Blue Ocean’s industry-leading experience and insight enable us to create customized residential property loan solutions that optimize convenience and payment ease. We offer several key service differentiators, such as:

Extensive Lender Network

When it comes to finding the right loan institution, it does come down to who you know – and at Blue Ocean, we know virtually everyone. We’ll leverage our vetted network of trusted lenders on your behalf, so you’ll get the very best rates and terms available.

Low Credit Options

Is less-than-perfect credit hurting your approval rating? Blue Ocean Finance has access to a multitude of lenders willing to work with borrowers with lower credit scores.

Time Savings

As your one-source financial partner, Blue Ocean does all the lending legwork for you. We assess available options, administrate paperwork, and keep your application moving through the process, from filing to approved.

Frequently Asked Question

Answers to Your Most Common Questions — Everything You Need to Know About Our Loan Solutions and Services

How quickly can I access my loan funds?

What types of loans do you offer?

Are there prepayment penalties on your loans?

What is the minimum qualification to apply for a business loan?

How do I start the loan application process?