What to Know About Property Liens

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For both homebuyers and homeowners, understanding how property liens work is important. In fact, they could impact your ability to buy a specific house or make a home cost...

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Prequalification Versus Preapproval

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When you start researching to buy a home, you’ll see the terms “mortgage prequalification” and “mortgage preapproval” thrown around a lot.  While they sound similar, they aren’t the same...

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Buyer Guide: Starter vs. Forever Homes

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Is there a difference between the right house for your current situation versus your ideal home for life?  There’s usually a big difference for most buyers, and it’s a...

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Adjustable-Rate Mortgages Demystified

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Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also...

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4 Ways to Pay for Home Improvements

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Are you considering revamping your home this year?  It might be something small, like a broken window or a busted pipe. Maybe you find yourself wanting larger changes, like...

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The Pros and Cons of a 20% Down Payment

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It’s a common misconception that buyers must make a 20% down payment on a home. In reality, the average down payment in 2021 was just 12%. There are several reasons why...

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4 Common Homebuyer Mistakes to Avoid

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You’ve been preapproved for your mortgage, and you’re just waiting on that magical closing date when you can get your keys and move into your dream house. Nothing can...

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Tips for Buying a Home on One Income

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You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re...

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Your Debt-to-Income Ratio Calculation

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Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it...

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4 Benefits of Being a Homeowner

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Buying a home is a huge life goal for many people — and for good reason. For one, homeownership means putting down roots. You get a place that’s all...

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